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Banking on the Hi-Line


Are you ready to start saving for retirement? An Individual Retirement Account (IRA) is an investment tool used by individuals to earn and earmark funds for retirement savings.


Independence Bank offers three different IRAs to meet your needs: Traditional IRAs, Roth IRAs and Simplified Employee Pension (SEP) IRAs. Our account relations staff will help you choose the IRA that’s right for you. Start saving for retirement today!

IRA features include

  • $25 minimum opening deposit
  • Competitive interest rates available
  • Annual fee - $25;  Closing fee - $25
  • 1 free withdrawal per 6-month period.  Excessive Withdrawal Fee: $25 per withdrawal
  • Subject to early withdrawal penalties and other IRS regulations

Contact Us to open your IRA

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Personalization Settings



Independence Bank would like to personalize your banking experience. Please enter your first name below.

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This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.