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Banking on the Hi-Line

Additional Services

Independence Bank offers a wide variety of additional services for your convenience.  If you have any questions feel free to contact us or visit a location near you.


Safe Deposit Boxes

Independence Bank offers multiple sizes of safe deposit boxes for your convenience.* We offer competitive rates and our safe deposit box rentals are charged annually.

For further information on renting a safe deposit box, please contact an Account Relations Specialist.

* Safe deposit boxes are not available in all branches.

Money Orders

Available in amounts up to $250.

Cashier's Checks

A Cashier’s Check is drawn by Independence Bank on available funds from a customer’s account and made payable to another person or entity.  Cashier’s Checks can be in any amount.

Wire Transfers

Independence Bank processes wire transfers, both incoming and outgoing. Foreign drafts and wires are also available for IB customers.

Reorder Checks

You can reorder checks by phone or in person at any Independence Bank location.  The process is simple and you will receive your checks in 7-10 business days.

Order via Phone or at a Branch

Our IB staff is always ready to help you. If you would like to reorder your checks over the phone or in person, please give us a call or stop in at any of our branch locations.

Find a Location


Night Depository Service

Night depository services are available at each Independence Bank location.

Visit a branch near you to learn more.

Overdraft Coverage

Make overdraft fees a thing of the past. Independence Bank has two options to help protect you against the embarrassment and costs associated with overdrawing your account.


Savings Account Funds Transfer

The automatic transfer option allows you to transfer money from a savings account at Independence Bank into your checking account if the balance is low. You use your own money to be sure you don't overdraw your accounts.

Security Reserve

Security Reserve is a revolving overdraft line of credit that is tied to your checking account and is automatically advanced when your account is overdrawn. Security Reserve is a loan product which requires a separate application process, assesses interest charges when advanced upon and, like any loan product, is based upon approved credit qualifications.

Please talk to our friendly staff about adding Overdraft Protection to your checking account today or click here to fill out an online application.


Contact Us to set up your Overdraft Coverage

Any reason 
is a Good Reason

IB MasterCard® Gift Cards* are ideal for Every Occasion

Whether it’s for a holiday, birthday, graduation or any form of a special occasion, MasterCard® Gift Cards are the perfect choice. These cards can be used at any MasterCard® affiliated merchant. Purchase at your Local Branch!


Gift Card features

  • Preload card with $10 to $1,000
  • Can be used wherever MasterCard® is accepted
  • Check balance and transaction history online

Contact Us to get your Mastercard® Gift Card


MasterCard® Reloadable Prepaid Card

Use the MasterCard® Reloadable Prepaid Card to purchase goods and services everywhere debit MasterCard® Cards are accepted and to access cash at ATMs displaying the MasterCard® Acceptance Mark.  Whether you want to shop, pay bills or manage your spending more effectively, prepaid cards will give you a simple, effective and easier way to use and manage your money.


Reloadable & Travel Prepaid Card Features

  • Preload Card with $10 to $5,000 per load, with a maximum of three loads per day.  The maximum amount of value that can reside on the card at any time is $10,000
  • Can be used wherever debit MasterCard® Cards are accepted and cardholders may withdraw cash from any ATM that displays the MasterCard® Acceptance Mark
  • Add funds to your card the same way you loaded it, whenever you run out

Contact Us to get your Mastercard® Reloadable prepaid Card



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Personalization Settings



Independence Bank would like to personalize your banking experience. Please enter your first name below.

Please do not remind again

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.